2009 ImproveCredit Lesson Plan - Consumer Action
Review the basics of credit repair and debt consolidation. (See manual, pages 8-10.) Questions to generate discussion: • Do credit repair companies fix people’s bad credit? —Credit repair companies promise, for a fee, to clean up your credit report so you can get credit, a car loan, a mortgage, insurance or a job. ... Document Viewer
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LEAVE DEBT BEHIND
Debts. To apply for a debt consolidation loan, you would need to qualify with a bank or lending company, which often require proof of income. Unfortunately, some people may not qualify for a debt consolidation loan due to the amount of credit they have already used, a history of only making minimum monthly payments or a low credit score. ... Read Content
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Tells how to establish/protect a good credit history, manage credit, fix a damaged report, reestablish credit, and negotiate with creditors. Among the other topics covered: affinity cards, kids and credit, loan options, home-equity loans, refinancing, downsizing debt, credit fraud, credit rights and what to do when payments are a problem. ... Retrieve Full Source
The Danger Of Debt: Avoiding Financial Pitfalls - LAEP
Students that debt also impacts our credit score and while good debt builds a positive credit history, bad debt can negatively impact our credit score. 10. Next, distribute the activity sheet Debt Snowball and tell students they will get to see a debt snowball in action. Give them ten minutes to complete ... Fetch This Document
A QUICK GUIDE TO YOUR REGIONS INSTALLMENT LOAN
All loans are subject to credit approval. In most cases, a credit decision can be made within one business day. If additional documentation or information such as income verification or insurance : is required, the credit decision and/or loan closing may be delayed. ... Fetch This Document
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